First Time Buyer Mortgage
Getting your foot on the first rung of the property ladder shouldn't be an impossible dream. First time buyer mortgages are something that we specialise here at Lothian Mortgage Services and have a very high success rate of securing First time buyer mortgages.
As independent mortgage brokers, we have access to the whole market, which means we have the greatest chance of finding a first time buyer mortgage for you. Every lender has different lending criteria, so our experience allows us to find the lender that best suits your circumstances.
By taking all of your personal circumstances into account, we can identify the lenders and products that you are most likely to be accepted for.
Help to Buy Scheme & Scottish Government First Time Buyers Scheme
For first time buyer mortgages, there is also additional help and assistance available from the UK Government and the Scottish Government. Each of these schemes gives prospective buyers various options of assistance when saving a large deposit is not possible.
The availability and criteria for these schemes change regularly, so we ensure that we always have the latest news and availability of these products so we can best advise our clients.
We take the stress out of the process for you
- We search the entire market
- We check eligibility and availability for any Government Assistance Schemes
- We work out how much you can afford
- We can get you an 'in principle' lending decision so you know your budget before you search for your first home
- You get your own dedicated mortgage advisor from start to completion
- We will always recommend the mortgage that we feel best suits your circumstances and needs
- And finally, we will do all of the paperwork! When you're ready, you just have to sign on the dotted line.
For more information about first time buyer mortgages or for a free, no-obligation, consultation, call Lothian Mortgage Services today on 0131 212 5006 or CONTACT US using the enquiry form.